Hello, October! 🎗️🍂
October is all about raising awareness and taking a moment to think about the protection of what you’ve built—and the people you love. A coverage review can be a simple way to make sure you’re prepared for life’s “what ifs.”
We offer support across Auto, Home, Renters, Life, Health, and Business Insurance—so you can explore options that make sense for your situation.
📞 Reach out to our office today for a quote or a no-pressure insurance review. We’re available in person, by phone, or virtually.
Wishing you a safe, healthy, and empowering month. 💗
Allow me to introduce myself—my name is Ellison Lor. I was born in Stockton, California, and I currently reside in beautiful Denver, North Carolina. As a proud Hmong American, I carry a rich heritage from Southeast Asia. The Hmong people, while lacking a specific homeland, have a vibrant culture, and my family's roots trace back to the mountainous regions of Laos.
My parents faced incredible challenges during the Vietnam War. My father became a soldier at just 13, bravely fighting alongside the American CIA and helping many find refuge in Thailand. Tragically, my mother was orphaned young when her father stepped on a landmine and her mother succumbed to illness due to lack of medical care.
When my parents arrived in the United States as refugees, they had little more than the clothes on their backs and settled in Stockton, California. I grew up in a two-bedroom duplex with eight siblings. Our neighborhood was plagued by gang violence, and the idea of college felt distant, with job opportunities being few and far between. At 13, my parents made a pivotal decision to relocate to Hickory, NC, in search of a safer environment and better job prospects. Shortly after our move, my mother fell gravely ill and passed away. My father's life insurance was inadequate, and we were only able to afford her burial thanks to the generosity of our community and a small rider on his work life insurance policy.
As the oldest son, I stepped up to help my father with bills at just 14. Balancing two jobs while attending Hickory High School and later Lenoir-Rhyne University, I earned dual degrees in Business Management and Finance.
I have dedicated over 18 years to the insurance industry, with 16 of those years at State Farm. I don’t see myself as a salesman; rather, I view my role as a protector—someone committed to ensuring that families like mine don’t face the same hardships I endured.
I'm fortunate to work alongside my wonderful wife of over 15 years, Judy. We are proud parents to three amazing children: August, Temperance, and our lively little boy, Ellison Jr.
In my spare time, I love fishing, hunting, and passionately following football. I also enjoy playing the drums for the worship band at my church.
Our office, located in the Statesville area, will celebrate its 8th anniversary in January 2026. We proudly serve people throughout North Carolina and South Carolina, and I have the flexibility to meet people wherever they are. My amazing team is multilingual, speaking English, Hmong, and Spanish, and we set ourselves apart by dedicating more than 15 minutes to each person to ensure we create the right insurance plan for their needs.
It would be a privilege to provide you with an insurance quote for auto, home, life, business, or health insurance. Please don’t hesitate to reach out to us via phone, text, or Facebook. We look forward to serving you!
Frequently Asked Questions (FAQ)
Q: How can I compare auto insurance quotes?
A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Ellison, your local State Farm agent in Statesville, NC, is here to help.
Q: How fast can I get car insurance?
A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Ellison is here to help your Statesville household feel covered.
Q: What kind of insurance do I need for a leased vehicle?
A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Looking for coverage? Talk with Ellison about your options in Statesville.
Q: What's included in renters insurance coverage?
A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Ellison is proud to serve the Statesville community.
Q: Do you have to have home insurance?
A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Serving Statesville and the surrounding area, Ellison can help answer your questions.
Q: What is life insurance?
A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Have questions? Ellison in Statesville can walk you through your options.
